💰 Pension Calculator

Defined-benefit estimate based on accrual rate, years of service, and final salary.

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📘 How to Use This Tool

Estimate your defined-benefit pension payout with a detailed breakdown, based on your years of service and salary.

  1. Enter your years of service (or expected years of service at retirement).
  2. Enter your final/average salary used for pension calculation.
  3. Enter the pension multiplier/rate if the tool asks for it — check with your employer or pension scheme if you're unsure.
  4. Click Calculate to see your estimated monthly and annual pension amount, along with a full breakdown.

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